New Year’s Resolutions
Resolutions are supposed to be your intention for the new year, not a to-do list for the first week of January that is never fully completed. I have yet to see someone accomplish a resolution within [...]
Resolutions are supposed to be your intention for the new year, not a to-do list for the first week of January that is never fully completed. I have yet to see someone accomplish a resolution within [...]
We live in a world with thousands of good causes to support every day. Whether it be a local charity, a friend down on their luck, or that adorable puppy that can’t find a home, there [...]
reposted from: US News & World Report by: Geoff Williams | Contributor June 28, 2016 You've seen the numbers. They aren't pretty. A recent Bankrate.com survey of 1,000 adults suggests that 66 million American adults have [...]
So instead of wasting your time trying to convince you how great they are, I would rather discuss the mechanics of how you take advantage of them. Devise a savings strategy and start the automatic saving. [...]
When is the best time to plant a tree? Twenty years ago. When is the next best time? Today. The same thinking applies to getting financial help. When is the best time to get financial advice? [...]
One of the most financially savvy gifts a parent or guardian can give their child is to send them to college. Even with student debt, the difference in a college graduate’s lifetime earnings vs that of [...]
Way back in February 2014, I penned a blog about a new option for workers whose employers did not have a workplace savings plan. It was dubbed the myRA and was designed as a starter savings account. [...]
Background The Internal Revenue Code says that if you receive a distribution from an IRA, you can't make a tax-free (60-day) rollover into another IRA if you've already completed a tax-free rollover within the previous one-year [...]
As mentioned in part I: Sustainable Withdrawal Rates, estimating the correct amount to withdraw from your retirement savings is critical in ensuring you make your investments last for your entire life as well as your spouses. [...]
If fear of the market keeps you up at night, one of the best and most effective ways to take advantage of any market event, good or bad, is to consider using an investment strategy called [...]