At Mackey Advisors we are all about taking simple steps to maximize your financial well-being. Each year some of the most beneficial steps often go unnoticed. While filing taxes each Spring is important, planning for taxes each Fall is often MORE financially rewarding. It’s not every day I come across a worthwhile article, however Kiplinger has [...]
The Romans were lazy. That’s right, I said it: “Lazy”. The typical response would be that, along with building an empire, Romans built highways, aqueducts, coliseums, etc. Many of those basic designs are used today, as is the Julian Calendar, another brilliant innovation under the Roman empire. How could they have been lazy? Well, the Julian [...]
I was born in August some years ago. Rather than just celebrate a day or week, I celebrate my whole birth month. Granted, the celebration has changed drastically from when I was knee high to a grasshopper. I no longer go all out for a day, but rather celebrate on a lower scale for 30 days. [...]
Do you go to a doctor when you get sick? Of course! Do you take your car to the mechanic? You bet! This makes it interesting why so many people choose to act as their own financial advisor. Having 6 different mutual funds might cause someone to brag about how they are diversifying, or perhaps a [...]
July is usually hot, stormy, and always unbelievably busy, so I can understand your financial to-do list usually takes a back seat. I, however, think you can easily accomplish one of these tasks in less than 45 minutes out of the 44,640 minutes available in July. Re-evaluate your homeowner's/renter’s insurance Summer is usually a good time [...]
People either love or hate April. I personally like it for a few reasons: busy season is over, my refund check is in the mail, and the weather is changing. Not everyone gets to share in the same experiences as me since their busy season might be different, they may owe come tax time, or they [...]
“What is your intention?” It’s a big question, and one that leads nearly every aspect of your life – including the parts that deal with money. An investment intent is based on the intractable belief we have in the principles and practices that guide our decision-making for our investment portfolios. In times of market upheaval and [...]
For anything to grow it needs fuel. In business, that fuel is cash. The economic climate for most businesses is positive right now, but that doesn’t mean you aren’t having cash flow challenges. In fact, if you are growing, and especially if you are growing quickly, your main concern day to day may very well be [...]
We all want to see results from the efforts we put forth. We want to know if all the saving we have done over the years has made our bank account larger, or if the healthy lifestyle we have been living is making our clothes fit better and our energy level increase. As business owners, we [...]
Resolutions are supposed to be your intention for the new year, not a to-do list for the first week of January that is never fully completed. I have yet to see someone accomplish a resolution within a week. We usually get “busy” and stop caring about what we set out to accomplish within the first couple [...]