Student LoansIn its Q4 2014 House­hold Debt and Cred­it Report, the Fed­er­al Reserve Bank of New York not­ed that the stu­dent loan delin­quen­cy rate is wors­en­ing. You can read the full report here.

Accord­ing to the report, stu­dent loan debt increased by $31 bil­lion from Q3 2014 to Q4 2014, with out­stand­ing stu­dent loan bal­ances now stand­ing at $1.16 tril­lion as of Decem­ber 31, 2014.

The report also not­ed that the stu­dent loan delin­quen­cy rate (defined as pay­ments 90 or more days over­due) wors­ened from 11.1% in Q3 2014 to 11.3% in Q4 2014. Stu­dent loans now have the high­est delin­quen­cy rate of any type of con­sumer debt, more than cred­it cards (sec­ond at 7.3%) and auto loans (third at 3.5%).

Below are some arti­cles to help you learn more about stu­dent loans and your options for edu­ca­tion fund­ing.

  1. Stu­dent Loan Basics 
  2. Stick­er Shock — Cre­ative Ways to Pay for Col­lege 
  3. Stu­dent Loan Repay­ment 
  4. Repay­ment Options for Stu­dent Loans 
  5. Strate­gies when you can’t pay off stu­dent loans