Finan­cial Inde­pen­dence Ser­vices – The Pros­per for Indi­vid­u­als™ Program

Pros­per for Indi­vid­u­als™ ser­vices are pro­vid­ed by our affil­i­ate com­pa­ny, The Pros­per­i­ty Peo­ple.

Pros­per For Indi­vid­u­als™ is our pro­pri­etary per­son­al finan­cial pro­gram designed for first-gen­er­a­tion busi­ness own­ers who want pros­per­i­ty, even after retire­ment. We have cre­at­ed a proven process that uses finan­cials as tools and the keys to get there.

The Pros­per For Indi­vid­u­als™  pro­gram is right for you if:

  • You’re a first-gen­er­a­tion busi­ness own­er whose child or chil­dren will suc­ceed you
  • You wish to leave a lega­cy to your family
  • You want a clear vision of what your life will look like finan­cial­ly after retirement
  • You’ve sold your home and down­sized to a con­do or townhouse
  • You require a suc­ces­sion plan — but don’t know how to go about it
  • You have always val­ued expert guid­ance in your per­son­al finan­cial decisions
  • You have a track record of imple­ment­ing plans and processes
  • You’re a good-heart­ed per­son who cares about your family’s well-being

You need some­one you ful­ly trust who has a deep under­stand­ing of your busi­ness, your chal­lenges, and your hopes and dreams for your­self and your family.

Dis­cov­er Pros­per For Individuals™

This unique pro­gram has been proven over and over again to:

  • Improve your rela­tion­ship with mon­ey and increase your peace of mind
  • Enable you to cre­ate an amaz­ing, pur­pose-filled life fueled by finan­cial health
  • Give you a robust finan­cial plan designed to achieve your per­son­al goals

What Makes Pros­per For Indi­vid­u­als™  Unique?

 After help­ing hun­dreds of indi­vid­u­als to cre­ate and achieve their finan­cial goals, we’ve iden­ti­fied these three crit­i­cal keys to success:

  1. You are prob­a­bly not a finan­cial whiz, nor do we want you to be. We teach you how to look at the key infor­ma­tion that dri­ves your finan­cial life and under­stand how it all fits together.
  2. Any­one can com­pare cur­rent results to pri­or year or quar­ter per­for­mance. The prob­lem is that it’s not valu­able. You need to be able to see how your sav­ings & invest­ments are align­ing with your future goals. Our valu­able insights and trend met­rics allow you to make course cor­rec­tions in real-time and see real results.
  3. Doing what you say you’re going to do is per­son­al account­abil­i­ty. Most peo­ple need exter­nal account­abil­i­ty to force imple­men­ta­tion. Bi-annu­al meet­ings and reg­u­lar fol­low-ups cre­ate struc­tured account­abil­i­ty that you would oth­er­wise not.

How Does Pros­per For Indi­vid­u­als™  Work?

Pros­per For Indi­vid­u­als™ begins as a six-month pro­gram. Then, based on your needs, we will meet with you quar­ter­ly, semi-annu­al­ly, or annu­al­ly, to update your plan and review your portfolio.

In our first meet­ing togeth­er, we will uncov­er what a pros­per­ous life looks like to you. From there, we cre­ate, mon­i­tor, and refine a finan­cial plan that ensures you are on track to get there ‑finan­cial­ly and per­son­al­ly. Once you are focused on the right things, amaz­ing results follow.

Part 1: EngageHere’s where you and your per­son­al CFO out­line where you are today and where you want to be tomor­row. You’ll uncover…

  • What pros­per­i­ty actu­al­ly means to you
  • Which events have pow­er­ful­ly shaped your life
  • What inspires and engages you
  • Your goals and dreams
  • Your val­ues, beliefs, and atti­tudes around money
  • The first iter­a­tion of your “Com­fort Zone.”

Part 2: Empow­er – Here’s where you and your per­son­al CFO design your per­son­al plan and find your “Pros­per­i­ty Zone.” You’ll create…

  • A roadmap that will get you from where you are today to where you want to be
  • The vision of the lega­cy you wish to leave.
  • Clar­i­ty around your next steps and like­ly outcomes
  • Your finan­cial inde­pen­dence & invest­ment plan

Part 3: Enrich – Now, your plan is com­plete, and your per­son­al CFO will help you ful­fill it. This includes:

  • Re-eval­u­at­ing your goals to ensure they line up with your plan
  • Sourc­ing the ide­al attor­ney for your will and trusts*
  • Ana­lyz­ing and pos­si­bly updat­ing your per­son­al insur­ance policies*
  • Ana­lyz­ing and pos­si­bly chang­ing your invest­ment advisor*

*The Pros­per­i­ty Peo­ple is a fee-only firm. We accept no com­mis­sions and sell no finan­cial prod­ucts. All our work is done on a fee basis, so you can be con­fi­dent that our inter­ests are aligned with yours.

Part 4: Envi­sion – Lives change, mar­kets change, and you may change your mind about your goals and pri­or­i­ties. You will meet with your per­son­al CFO peri­od­i­cal­ly (quar­ter­ly, semi-annu­al­ly, or annu­al­ly) to update your plan and ana­lyze your port­fo­lio. You’ll cel­e­brate your progress and make changes if needed.

The No-Risk Pros­per For Indi­vid­u­als™ Guarantee

Pros­per For Indi­vid­u­als™ is a life­long deci­sion-mak­ing process designed to illus­trate the con­se­quences of your finan­cial choic­es and build con­fi­dence and trust in your finan­cial present and future.  If you do your part, we guar­an­tee your sat­is­fac­tion with the out­come of the process.  If your needs are not met through this process, you can noti­fy us imme­di­ate­ly, and we will first, endeav­or to alter our ser­vice to meet your needs, and sec­ond if unable to do so, ful­ly refund your pre­vi­ous quar­ter­ly fee.

Can’t wait to get start­ed — or just want more information?