Res­o­lu­tions are sup­posed to be your inten­tion for the new year, not a to-do list for the first week of Jan­u­ary that is nev­er ful­ly com­plet­ed.  I have yet to see some­one accom­plish a res­o­lu­tion with­in a week.  We usu­al­ly get “busy” and  stop car­ing about what we set out to accom­plish with­in the first cou­ple of weeks.  By this time of year, most peo­ple have already stopped their res­o­lu­tions, yet some peo­ple are still say­ing “Hap­py New Year”.

One of the most com­mon res­o­lu­tions out there is to get their finances in order.  What does that even mean? It is usu­al­ly a vague cov­er for a spe­cif­ic area of their finances they want to square away, i.e., get out of debt (but why?), save more for retire­ment (how much is nec­es­sary?), etc. How­ev­er, almost no one gets so point­ed as to say, “Engage in The Pros­per­i­ty Expe­ri­ence for Indi­vid­u­als® so that I can see what I can do in the future, while not sac­ri­fic­ing what I want to do today!”

Today is Feb­ru­ary 17th and you may not have got­ten your finances in order yet.  We are not even 1/6th of the way through the year.  Just because you haven’t got­ten your finances in order yet, doesn’t mean you still can­not.  Whether it is engag­ing The Pros­per­i­ty Expe­ri­ence for Indi­vid­u­als® for the first time, or mak­ing a course cor­rec­tion on your cur­rent plans, we still have 5/6ths of the year to accom­plish things!

Since we work with our clients on a reg­u­lar basis, we are con­stant­ly mak­ing course cor­rec­tions. Clients run out of the gate with their finan­cial game plans.  Do they live to it every day?  Some do, but most do not.  The most impor­tant piece, though, is work­ing with a group who not only is held account­able, but also holds you account­able.  This brings out the best in both parties.

The begin­ning of the year is when we often see changes to our clients’ plans.  A new trip gets planned.  A weight loss goal requires a new line item in their spend­ing opti­miza­tion.  A young cou­ple wants to take some time off work to learn a new lan­guage.  Our goal isn’t to tell you what you can or can­not do, rather it is to enlight­en you to the out­comes of the choic­es you make.  We hold you to what you said you want­ed to accom­plish long-term and ensure your spe­cif­ic goals help you attain your resolution.

A new year is a great time to start fresh; how­ev­er, it is just one of 365 days. It could be Feb­ru­ary 17th and you may still be noodling around with what your new year’s res­o­lu­tion is going to be.  That is fine. Just because no one is say­ing, “Hap­py New Year” any more doesn’t mean you can­not try to keep your res­o­lu­tion to get your finances in order.