SCRUBS IMAGEI am a Scrubs fanat­ic. I have seen every episode at least 5 or 6 times. It is my blankie at night. I throw on what­ev­er episode is next in the queue and gig­gle myself to sleep. I find myself see­ing new things every time I re-watch the series, and last night was no excep­tion. I was watch­ing the episode enti­tled “My Way Home”, from Sea­son 5.

 

In this episode Dr. Christo­pher Turk, a sur­gi­cal res­i­dent, is try­ing to con­vince a father to donate his son’s heart to save anoth­er patient. At first Dr. Christo­pher Turk, or sim­ply Turk, thinks only of his own inter­ests and bla­tant­ly lies to the father to con­vince him to give the hos­pi­tal the organs. He pre­tends he him­self donat­ed not one, but both of his kid­neys. This, of course, angers the father, and he shuts Turk down. After some soul search­ing Turk decides to be hon­est and trans­par­ent with the father. He walks into the patient’s room and sim­ply says, “Ask me any­thing, and I will give you a truth­ful answer.”

“Do you shave your head because you like it, or because you are going bald?” the father asks.

“Bald.”

“Why are all the sur­gi­cal res­i­dents after my son’s heart?”

“Because who­ev­er gets your con­sent gets to assist with the surgery. Now, ask me if I think it is the right deci­sion even if you ask that I not assist.” replies Turk

 

Dr. Turk sac­ri­ficed his own per­son­al gain to save a patient. This sce­nario is very famil­iar to me. There seems to be a dichoto­my when it comes to busi­ness. A busi­ness can either be evil, deceit­ful, and mon­ey hun­gry or com­plete­ly self sac­ri­fic­ing for the com­mon good. But the truth is that many busi­ness­es out there are some­where on the spectrum.

 

As much as I would LOVE to sit here and write that we bare­ly make any prof­its so we can bring per­son­al finan­cial advo­ca­cy to all, I can’t. I also can’t sit here and write about how much mon­ey we have with­in the orga­ni­za­tion, and how hap­py we all are that we get paid oodles of mon­ey, because that isn’t true either. What is true is that it is a bal­anc­ing act, and we want to cre­ate a win/win rela­tion­ship with our clients. We want to make mon­ey, AND do good in this world.

 

As a com­pa­ny, I think we are great at being trans­par­ent. Our clients can ask us any­thing, and we will respond truth­ful­ly. We do our best to explain how and why we get paid, and what the end goal is for our clients. So if you were to ask me, “Should I have a finan­cial advo­cate, even if it isn’t Mack­ey Advi­sors?” My answer would be a resound­ing “YES!”

 

 I, actu­al­ly, we believe that “going it alone” isn’t the answer. With all the oth­er things going on in our every­day lives our finan­cial future can get lost in the shuf­fle. This is why it is so impor­tant to find a finan­cial advi­sor you like, and even more impor­tant­ly, trust. It is his/her only job to make sure that your finances are being watched and adjust­ed as need­ed to achieve your goals.

 

For those of you who are in need of finan­cial tools here is a list of some free sites that can help you jump start your jour­ney to prosperity.

SigFig.com

This is a new (to me) web­site that assess­es your invest­ment portfolio’s risk and return.  The site will help you make invest­ment deci­sions, send week­ly port­fo­lio updates, and a whole lot more.

BetterMoneyHabits.com

This site is spon­sored by Bank of Amer­i­ca in part­ner­ship with Khan Acad­e­my. It focus­es on per­son­al finan­cial lit­er­a­cy in 3 main areas; using cred­it, home buy­ing, and sav­ing /budgeting.

Mint.com

This site is an Intu­it soft­ware designed to cap­ture all of your finan­cial infor­ma­tion and house it in one place. It is free and has a mobile app. While this tool doesn’t have a mil­lion bells and whis­tles it can pro­vide insight into you spend­ing and sav­ing habits.

DinkyTown.net

This site has finan­cial cal­cu­la­tors for EVRYTHING from esti­mat­ing mort­gage pay­ments to cal­cu­lat­ing how much mon­ey you need to save for retirement.

360FinancialLiteracy.org

360 Degrees of Finan­cial Lit­er­a­cy is a free pro­gram of the nation’s cer­ti­fied pub­lic accoun­tants to help Amer­i­cans under­stand their per­son­al finances through every stage of life.

Wall Street Journal’s “How to Choose a Finan­cial Plan­ner” Guide

This quick and easy to read guide will help any­one inter­est­ed in hir­ing a finan­cial plan­ner. It is unbi­ased, and in my opin­ion hits all the major points.