When I speak with fellow business owners this time of year, they often talk to me about how they are either landing or missing their current annual goals. I love those conversations, but for me personally, my most important thoughts in October are about planning for next year.   There is nothing more exciting than the creation process of budgeting and planning.

Sounds strange, doesn’t it?  You might think I love it because I am a geek, who just loves data.  No, that isn’t it at all.  What I love about budgeting is that, if done right, it is a creative process that engages your team and sets them on fire for the coming year.