The Prosperity Experience Index Our patented index process is a tool to assess your financial strengths and weaknesses. Everyone experiences different levels of financial confidence. Please take a few moments to complete the index and evaluate your level of assurance in your current financial situation. Step 1 of 16 6% Name*FirstLastEmail* Are you aware of your money habits, thoughts & behavior?1 - I don't know what money habits are. 23 4 - I can recognize my money habits after they occur, but don't have much control over them. 5 67 - I have a process for observing my personal roadblocks & refocusing on the big picture.Explain: We ask but do not require you to explain your response to this question. Do you know your goals & strategies?1 - I have difficulty knowing what I want & how to get it. 23 4 - I know my goals, but need help creating strategies to achieve them. 5 67 - I have clear goals & a plan for accomplishing them. Explain: We ask but do not require you to explain your response to this question. Do you understand & manage your cash flow?1 - I don't know what the term cash flow means. 23 4 - I know where my money comes from, but not where it goes. 5 67 - I know exactly where & when my money comes & goes. Explain: We ask but do not require you to explain your response to this question. Have you considered your future cash flow needs?1 - I don't know where I will get money from, have an idea how I will spend it in retirement. 23 4 - I have an idea of how I want to spend money in my retirement, but I'm not sure where it will come from. 567 - I know where my money will come from & how I will spend it in my retirement. Explain: We ask but do not require you to explain your response to this question. Do you plan for "big ticket" items?1 - I don't see any "big ticket" needs in my future. 234 - I have some "big ticket" items in mind, but I don't know what steps I need to take in order to fund my desires. 567 - I have made a list of "big ticket" items & have a plan to fund them. Explain: We ask but do not require you to explain your response to this question. Do you know your current net worth?1 - I don't know how to figure it out.23 4 - I have a general idea & can estimate. 567 - I create a personal financial statement once a year to put a value on it. Explain: We ask but do not require you to explain your response to this question. How liquid are your assets?1 - I have no cash reserves. 234 - I have an emergency fund/savings account established. 567 - I have an emergency/savings account with enough money to cover 3 months of spending. Explain: We ask but do not require you to explain your response to this question. Are you properly managing risk?1 - I don't know what insurance I have nor what I need. 234 - I know I have some insurance, but I don't understand what I really need. 567 - I understand & have reviewed all of my insurance needs. I am confident in my level of coverage. Explain: We ask but do not require you to explain your response to this question. Do you know how you will achieve Financial Independence? (have money to live without working)1 - I am not quite sure what financial independence is, or how I can achieve it. 234 - I have a plan, but I haven't started to follow it. 567 - I have a detailed plan & I am making strides toward my goal. Explain: We ask but do not require you to explain your response to this question. Do you have an estate plan?1 - I don't know what this includes. 234 - I plan on making a will & estate plan. 567 - I currently have a will & an estate plan. Explain: We ask but do not require you to explain your response to this question. Do you actively manage your income taxes?1 - I just make sure to file my taxes without understanding where the money comes & goes. 23 4 - I understand the basics of income tax & take basic steps to affect them. I keep up with expenses to claim itemized deductions. 567 - I have taken every legal measure to reduce my income tax liability. Explain: We ask but do not require you to explain your response to this question. Do you know your credit score?1 - I don't know my credit score23 4 - I know my credit score, but I do not understand it. 5 67 - I know my credit score & understand how it is affected by my habits. Explain: We ask but do not require you to explain your response to this question. Do you have/understand your investment strategy & plan? Does it instill confidence in your future?1 - I don't really have a plan/strategy & I feel lost in the world of investments. 234 - I have a written plan, but I don't really understand all aspects of it. 567 - I have a written plan & follow it. My investments align with my values. Explain: We ask but do not require you to explain your response to this question. Is your essence & passion aligned with your work?1 - I HATE MY JOB.234 - I enjoy aspects of my job, but do not have my "dream job". 567 - My "work" is an expression of me to the extent that it doesn't feel like work. I am in my dream job. Explain: We ask but do not require you to explain your response to this question. Do you have confidence in your financial decisions?1 - I am not confident in my financial decisions & I'm worried. 234 - I am moderately confident, but I still have my reservations.567 - I have complete confidence in my financial decisions. Explain: We ask but do not require you to explain your response to this question.
