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Matt’s Monthly Money Must Do’s | June 2018

By | 2018-05-23T20:57:34+00:00 May 23rd, 2018|Categories: Personal Planning|Tags: , , , , , |

Summer is here.  Yes, Summer!  Summer provides me mixed feelings.  It provides us with great weather, but it is also the name of my Canadian ex-girlfriend from high school who was a figment of my imagination.  Oh…you know you had one too!  Now on to the must do’s for June. Plan your summer staycations Now that [...]

Rediscover the Simple Things in Life!

By | 2018-05-23T16:44:06+00:00 May 16th, 2018|Categories: Personal Planning|Tags: , , , , , |

Sometimes keeping up with the Jones’ can be exhausting.  It is human nature to often fall into the same traps as our friends and neighbors.  If they go on exotic vacations, I must go on an exotic vacation.  If they join the country club down the street, I must join.  Truth is there are many kinds [...]

Matt’s Money Must Do’s | April 2018

By | 2018-03-26T21:45:04+00:00 March 23rd, 2018|Categories: Personal Planning|Tags: , , , , , |

April is Financial Literacy month in the United States.  In 2003, Congress finally supported the idea of financial literacy month.  Because it was officially recognized by Congress, a big push was made from various non-profits and government agencies (National Financial Educators Council, Financial Literacy and Education Commission, and National Endowment for Financial Education) generated tools and [...]

New Year’s Resolutions

By | 2017-05-24T14:15:18+00:00 February 17th, 2017|Categories: Personal Planning|Tags: , , , , , , |

Resolutions are supposed to be your intention for the new year, not a to-do list for the first week of January that is never fully completed.  I have yet to see someone accomplish a resolution within a week.  We usually get “busy” and  stop caring about what we set out to accomplish within the first couple [...]

Giving Back

By | 2017-05-09T22:13:58+00:00 September 20th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , , , |

We live in a world with thousands of good causes to support every day.  Whether it be a local charity, a friend down on their luck, or that adorable puppy that can’t find a home, there always has been and always will be a need for support.  Thankfully many of us are more than happy to [...]

How to Build Savings From Zero

By | 2017-05-09T22:13:52+00:00 July 7th, 2016|Categories: Press Room|Tags: , , , |

reposted from: US News & World Report by: Geoff Williams | Contributor June 28, 2016   You've seen the numbers. They aren't pretty. A recent Bankrate.com survey of 1,000 adults suggests that 66 million American adults have zero dollars saved for an emergency. That dovetails nicely with a report that came out earlier this year from the [...]

IRA Contributions

By | 2017-05-09T22:13:47+00:00 March 30th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , , , |

So instead of wasting your time trying to convince you how great they are, I would rather discuss the mechanics of how you take advantage of them. Devise a savings strategy and start the automatic saving. IRAs come in two flavors: Traditional and Roth.  Traditional IRAs are tax-deferred, i.e., money grows year-after-year without Uncle Sam collecting [...]

When & How to Ask for Financial Help

By | 2017-05-09T22:13:45+00:00 January 6th, 2016|Categories: On Our Minds, Uncategorized|Tags: , , , , , , |

When is the best time to plant a tree?  Twenty years ago. When is the next best time?  Today. The same thinking applies to getting financial help. When is the best time to get financial advice?  Twenty years ago.  When is the next best time?  Today. Seriously, the answer is always earlier is better.  The Boomer [...]

College Planning – 7 Steps to Keep Your Money & Your Sanity

By | 2017-05-09T22:13:30+00:00 May 21st, 2015|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , , , |

One of the most financially savvy gifts a parent or guardian can give their child is to send them to college. Even with student debt, the difference in a college graduate’s lifetime earnings vs that of someone with only a high school diploma is substantial. This wage difference spread over 40+ years in the work force [...]

The myRA Retirement Accounts are Now a Reality

By | 2015-01-27T13:40:22+00:00 January 27th, 2015|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , , |

Way back in February 2014, I penned a blog about a new option for workers whose employers did not have a workplace savings plan. It was dubbed the myRA and was designed as a starter savings account. President Obama discussed the new savings option in his State of the Union Address last year and the U.S. Treasury [...]

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