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Tune Out Volatility. You Can Achieve Success Even in the Worst of Times

By | 2018-03-26T21:42:24+00:00 March 22nd, 2018|Categories: Personal Planning|Tags: , , , , , |

Investment markets have reared their ugly head since early February.  After a time of prolonged quiet in the markets, investors are back to reacting to the news of the day.  The week of March 18th yielded good economic news, a positive outlook by the Federal Reserve, yet a 5.9% retreat in the S&P 500 due to [...]

Tax Cuts and Jobs Act: 529 Plans Expand

By | 2018-02-01T13:52:00+00:00 February 1st, 2018|Categories: Personal Planning|Tags: , , , , , , |

In December 2017, the Tax Cuts and Jobs Act, a sweeping $1.5 trillion tax-cut package, became law. College students and their parents dodged a major bullet with the legislation, as initial drafts of the bill included the elimination of Coverdell Education Savings Accounts, the Lifetime Learning Credit, and the student loan interest deduction. Also on the [...]

Matt’s Monthly Money Must Do’s | February 2018

By | 2018-01-26T17:40:08+00:00 January 25th, 2018|Categories: Personal Planning|Tags: , , , , , |

February…Love is in the air, everywhere I look around… February is probably the least appropriate month for Valentine’s day.  It is cold, dark, and gray.  What is romantic about that?  “Honey, let’s bundle up, brave the wet cold, and find a busy restaurant where people are talking loudly.  However, February is also known as the "creative [...]

Simple & Actionable Year-End Tax Tips

By | 2017-10-26T19:54:26+00:00 October 18th, 2017|Categories: Personal Planning|Tags: , , , , |

At Mackey Advisors we are all about taking simple steps to maximize your financial well-being.  Each year some of the most beneficial steps often go unnoticed.  While filing taxes each Spring is important, planning for taxes each Fall is often MORE financially rewarding.  It’s not every day I come across a worthwhile article, however Kiplinger has [...]

Matt’s Monthly Money Must Do’s | September 2017

By | 2017-08-18T16:41:17+00:00 August 18th, 2017|Categories: Personal Planning|Tags: , , , , , , |

The Romans were lazy.  That’s right, I said it: “Lazy”.  The typical response would be that, along with building an empire, Romans built highways, aqueducts, coliseums, etc.  Many of those basic designs are used today, as is the Julian Calendar, another brilliant innovation under the Roman empire.  How could they have been lazy?  Well, the Julian [...]

Matt’s Monthly Money Must Do’s | August 2017

By | 2017-07-11T19:35:59+00:00 July 11th, 2017|Categories: Personal Planning|Tags: , , , , , |

I was born in August some years ago.  Rather than just celebrate a day or week, I celebrate my whole birth month.  Granted, the celebration has changed drastically from when I was knee high to a grasshopper.  I no longer go all out for a day, but rather celebrate on a lower scale for 30 days.  [...]

Your Ever Changing Future Is No Place For A “Rule Of Thumb”

By | 2017-06-23T16:03:12+00:00 June 23rd, 2017|Categories: Personal Planning|Tags: , , , , , , |

Do you go to a doctor when you get sick?  Of course!  Do you take your car to the mechanic?  You bet!  This makes it interesting why so many people choose to act as their own financial advisor.  Having 6 different mutual funds might cause someone to brag about how they are diversifying, or perhaps a [...]

Matt’s Monthly Money Must Do’s | July 2017

By | 2017-07-11T19:21:59+00:00 June 13th, 2017|Categories: Personal Planning|Tags: , , , , , |

July is usually hot, stormy, and always unbelievably busy, so I can understand your financial to-do list usually takes a back seat.  I, however, think you can easily accomplish one of these tasks in less than 45 minutes out of the 44,640 minutes available in July. Re-evaluate your homeowner's/renter’s insurance Summer is usually a good time [...]

What Are Your Summer Plans?

By | 2017-06-14T16:59:32+00:00 April 28th, 2017|Categories: Personal Planning|Tags: , , , , , |

People either love or hate April.  I personally like it for a few reasons: busy season is over, my refund check is in the mail, and the weather is changing.  Not everyone gets to share in the same experiences as me since their busy season might be different, they may owe come tax time, or they [...]

Guiding Principles for Changing Markets

By | 2017-06-14T17:26:15+00:00 April 19th, 2017|Categories: Personal Planning|Tags: , , , , , |

“What is your intention?”  It’s a big question, and one that leads nearly every aspect of your life – including the parts that deal with money. An investment intent is based on the intractable belief we have in the principles and practices that guide our decision-making for our investment portfolios.  In times of market upheaval and [...]