long term care

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Insurance and Why It’s Worth Considering

By | 2018-01-17T20:58:14+00:00 January 17th, 2018|Categories: Personal Planning|Tags: , , , , , |

We have been working with a lot of young couples recently and have had many questions about different types of insurance and how they work.  We thought it was a great opportunity for us all to get caught up on the in’s and out’s of why we have insurance and what our options are. Survivor Needs [...]

Beyond Life Insurance – The Safety Net You & Your Family May Need

By | 2017-05-09T22:13:29+00:00 May 19th, 2015|Categories: Personal Planning, Uncategorized|Tags: , , , , , , |

Insurance is used to minimize the financial impacts of unpleasant events that can occur in a family’s life, so it’s no surprise that some folks become guarded and nervous when it comes time to talk about it. The combination of an unpleasant topic and an industry that is dominated by commissioned salespersons can rightfully be unnerving. [...]

Life Insurance Riders that Pay for Long-Term care

By | 2017-05-09T22:13:22+00:00 November 20th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , , , |

Life insurance has many uses, including income replacement, business continuation, and estate preservation. Long-term care insurance provides financial protection against the potentially high cost of long-term care. If you find yourself in need of both types of insurance, a life insurance policy that combines a death benefit with a long-term care benefit may appeal to you. [...]

6 Questions about Long-Term Care

By | 2017-05-09T22:13:20+00:00 November 14th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , |

1. What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that's given by professional health care providers such as nurses, therapists, or aides under a doctor's supervision. Intermediate care: Also [...]

How to Buy Long-Term Care Insurance

By | 2017-05-09T22:13:15+00:00 October 13th, 2014|Categories: Press Room|Tags: , , , , , , |

reposted from Kiplinger.comby: Kimberly LankfordFrom Kiplinger's Personal Finance, November 2014   Mackey McNeill, a CPA and personal financial specialist in Bellevue, Ky., talks with clients in their fifties and early sixties about protecting their retirement savings from potential long-term-care expenses—which currently average more than $85,000 a year for a private room in a nursing home. But when McNeill turned 58 [...]

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