investing

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Back to the Basics of Savings and Investing

By | 2017-07-19T19:31:10+00:00 July 19th, 2017|Categories: Personal Planning|Tags: , , , , , , |

This blog post is going to be about portfolios and asset allocation!  I bet you just thought to yourselves “Wow, what an exciting topic!”  If I have kept your interested thus far, I hope you will keep reading because like our process The Prosperity Experience™, we strive to make investing and investment education fun and interactive.  [...]

IRA Contributions

By | 2017-05-09T22:13:47+00:00 March 30th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , , , |

So instead of wasting your time trying to convince you how great they are, I would rather discuss the mechanics of how you take advantage of them. Devise a savings strategy and start the automatic saving. IRAs come in two flavors: Traditional and Roth.  Traditional IRAs are tax-deferred, i.e., money grows year-after-year without Uncle Sam collecting [...]

2015 Investment Report: Dare to Believe?

By | 2017-05-09T22:13:24+00:00 January 28th, 2015|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , |

Looking back on 2014, people are going to say it was a great year to be an investor. They won’t remember how uncertain the journey felt right up to the last day of a year that saw the S&P 500 close at a record level on 53 different days. Think back over a good year in [...]

Market volatility is up… So what?

By | 2017-05-09T22:13:29+00:00 October 17th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , |

Professional investors know something that most people find impossible to believe: that the threat of scary ups and downs in the markets is by far the best friend of the long-term investor. Why? Because over the long term, stocks have provided returns far higher than bonds or cash. If it weren’t for the occasional dizzying gyrations, [...]

Dollar Cost Averaging

By | 2017-05-09T22:13:14+00:00 September 11th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , , |

If fear of the market keeps you up at night, one of the best and most effective ways to take advantage of any market event, good or bad, is to consider using an investment strategy called dollar cost averaging. You can automate this method to force you to invest on a regular basis regardless of market [...]

Diversification – Creating a Balanced Investment Portfolio

By | 2014-09-11T15:07:28+00:00 September 11th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , , |

One method to alleviate your fear of the market is to do your homework on “the market”. Not all assets behave in the same manner at the same time. Some go up when others go down. By building a portfolio that takes this into consideration, you spread your risk across all areas of the market. In [...]

Overcoming Fear of "The Market"

By | 2014-05-06T14:09:53+00:00 May 6th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , |

You may or may not consider yourself a savvy investor.  But you do consider yourself a “safe” investor.  You have money stashed away for a rainy day, your kid’s education and your own retirement.  And you don’t take “risks”.  You want to know that money will be there 5, 10, 20 years from now.  So you [...]

Procrastination Doesn't Pay

By | 2017-05-09T22:13:04+00:00 January 7th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , , , , , , , |

At any age, saving for retirement is and should be a very high priority.  The concept is easy; start early, save as much as you realistically can, and put your money into a diversified portfolio, is and always has been critical to being prosperous in retirement.  One aspect that is often overlooked is the timing of [...]

5 Keys to Smart Investing

By | 2013-11-01T15:05:30+00:00 November 1st, 2013|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , , , , , , |

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments.  However, the following basic rules can help you make smarter choices regardless of whether you have some investing experience or are just getting started.    Don’t lose ground to inflation It’s easy to see how inflation affects [...]

Small Amounts Can Add Up to Big College Savings

By | 2017-04-18T20:53:57+00:00 October 18th, 2013|Categories: Press Room|Tags: , , , , , , , , , , |

reposted from U.S. News & World Reportby: Reyna Gobel   Parents who stuff their children's college funds with more than they can afford each month are setting themselves up for failure.    "Parents start off saving $500 per month, but then the car breaks down or they need new tires," says Mackey McNeill, a certified public accountant and [...]