budgeting

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Financial Basics for Millennials

By | 2017-06-14T17:19:07+00:00 April 17th, 2017|Categories: Personal Planning|Tags: , , , , , |

With age comes responsibility, so if you're a young adult in your 20s or 30s, chances are you've been introduced to the realities of adulthood. While you're excited by all the opportunities life has to offer, you're also aware of your emerging financial responsibility. In the financial realm, the millennial generation (young adults born between 1981 [...]

It's all in the Budget

By | 2015-09-18T15:15:43+00:00 September 18th, 2015|Categories: Business Wise, Uncategorized|Tags: , , , |

It’s mid-September and most would think that it’s too soon to think about planning for next year. However, this is the perfect time to start preparing, because budgeting can be a challenging task as there are many components to finalize. Let’s face it: most of us do not enjoy budgeting, but it is a very important [...]

14 Ways to Survive the Holidays Without Breaking the Bank

By | 2017-05-09T22:13:23+00:00 October 22nd, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , , , |

Anyone who knows me well is aware of the fact that I go a little overboard during the holidays. I overload on movies like Elf, A Muppets Christmas Carol, and A Christmas Story. I have the Pandora Holiday station churning out one-hit wonders, and old standards. It is also not uncommon to see my best friend [...]

Having Kids – Budgeting for a Baby

By | 2017-05-09T22:13:03+00:00 March 18th, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , |

This is a five part blog series focused on the financial aspects of having children.  Specifically, the issues one should consider prior to bringing a child into a family.  This is part two, Budgeting for Baby. To read the first, Having the "Serious" Talk, click here.  The last three blogs will be published at one week [...]

Budgeting as a Team Building Process?!

By | 2017-05-09T22:12:57+00:00 January 23rd, 2014|Categories: Business Wise, Uncategorized|Tags: , , , |

Budgets have a bad rap.  Just the word budget makes people cringe.   People equate budgets with images of someone looking over their shoulder, losing their freedom, being restricted in their activities, or not being worthy of making a decision. The “problem” with budgets is in the process or delivery of them, not the budget itself.  If [...]

5 Reasons you Should Love Living on a Budget

By | 2017-05-09T22:12:32+00:00 July 13th, 2013|Categories: Personal Planning, Uncategorized|Tags: , , , , , , , , , , , , |

Why do we dislike budgeting?   Because it is hard work!   Seriously, budgeting, or planning your income and spending, requires that you look at your life, your priorities and your values.  Good budgeting takes introspection and most of us don’t want to spend a lot of time looking inside ourselves.  But like anything challenging, the [...]

Are We There Yet? Budgeting & Forecasting

By | 2017-05-09T22:11:03+00:00 February 16th, 2012|Categories: Business Wise, Uncategorized|Tags: , , , , , , , , , , , |

“A budget is telling your money where to go instead of wondering where it went.” – John C. Maxwell buy essays for collegeThis quote has been my personal mantra many times over, and it is equally important for business as well as personal finances.  Budgets may take some time to prepare, especially if you’re starting from [...]

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Simple Steps for a Successful Budget

By | 2011-02-02T05:24:32+00:00 February 2nd, 2011|Categories: Personal Planning, Uncategorized|Tags: , , , |

News you can use:  It’s not too late to contribute to a Roth or Traditional IRA for 2010. One thing you don’t want to overlook, is that earned income workers can make the maximum contribution on behalf of a non-working spouse as well.   Note the year on the check and get it postmarked before April 18th (Yes, [...]