budget

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Planning Your Financial Future

By | 2017-05-09T22:13:51+00:00 June 15th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , , |

Let’s take a few minutes to discuss personal financial planning – or as we call it Prosperity Planning™.  When we take a step back for a minute it is quite astonishing to think of everything we plan for.  We make plans for dinner, lists for the grocery, and schedules for kitchen duty at the office.  Kids [...]

How to Survive the Upcoming Wedding Season

By | 2017-05-09T22:13:49+00:00 May 11th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , |

Weddings, in general, are expensive.  Sorry parents and young couples of the world hosting an extravagant party this summer, but there is little you can do now to save money.  Instead, I am talking to those who were invited to your wedding and have yet to get wedding gifts.  These people still have a shot! Group [...]

Today's Forecast Calls for Sales

By | 2017-05-09T22:13:48+00:00 April 28th, 2016|Categories: Business Wise, Uncategorized|Tags: , , , , |

In today’s society, everyone seems to be obsessed with sales.  While sales may not be the most important number on the financial statements, it is definitely the most emphasized. Yet few people actually use a tool to help them forecast their sales. So what’s the big deal with forecasting sales? For starters, forecasting sales can help [...]

Cash is King

By | 2015-11-23T14:48:15+00:00 November 23rd, 2015|Categories: Business Wise, Uncategorized|Tags: , , , |

“Cash is King” is an expression that is widely used in analyzing businesses. Why is it something that you, as a business owner, need to manage? Well, without cash you could not do the things required to stay in business, for example, purchase inventory or pay your employees. A lot of business owners only concentrate on [...]

The Bipartisan Budget Act of 2015

By | 2015-11-04T15:22:41+00:00 November 4th, 2015|Categories: Personal Planning, Uncategorized|Tags: , , , |

On November 2, 2015, President Obama signed into law the Bipartisan Budget Act of 2015, legislation that raises the federal debt limit and establishes the framework for a two-year budget deal. The legislation, needed to avoid an impending default on U.S. debt, also contains multiple unrelated provisions, including an elimination of two Social Security retirement benefit [...]

It's all in the Budget

By | 2015-09-18T15:15:43+00:00 September 18th, 2015|Categories: Business Wise, Uncategorized|Tags: , , , |

It’s mid-September and most would think that it’s too soon to think about planning for next year. However, this is the perfect time to start preparing, because budgeting can be a challenging task as there are many components to finalize. Let’s face it: most of us do not enjoy budgeting, but it is a very important [...]

Back to School & Back on Budget

By | 2017-05-09T22:13:35+00:00 August 19th, 2015|Categories: Personal Planning, Uncategorized|Tags: , , |

As summer draws to a close and kids get back to school, it’s a good time to dust off our personal finances.  You aren’t alone if summertime has had you paying less attention to your bottom line. For many folks it’s not uncommon to get a bit out of touch with spending. Vacations, trips to the [...]

Vacations tend to come with baggage: Credit card debt

By | 2017-05-09T22:13:32+00:00 June 29th, 2015|Categories: Press Room|Tags: , , , , |

reposted from: USA Today by: Anita Balakrishnan June 29, 2015 Summer is time for a well-earned vacation — except some have earned it more than others. Almost half of people are jetting off without saving enough in advance, according to a new study. Forty-six percent of people said they paid for a vacation by credit card [...]

14 Ways to Survive the Holidays Without Breaking the Bank

By | 2017-05-09T22:13:23+00:00 October 22nd, 2014|Categories: Personal Planning, Uncategorized|Tags: , , , , , , |

Anyone who knows me well is aware of the fact that I go a little overboard during the holidays. I overload on movies like Elf, A Muppets Christmas Carol, and A Christmas Story. I have the Pandora Holiday station churning out one-hit wonders, and old standards. It is also not uncommon to see my best friend [...]

Budgeting as a Team Building Process?!

By | 2017-05-09T22:12:57+00:00 January 23rd, 2014|Categories: Business Wise, Uncategorized|Tags: , , , |

Budgets have a bad rap.  Just the word budget makes people cringe.   People equate budgets with images of someone looking over their shoulder, losing their freedom, being restricted in their activities, or not being worthy of making a decision. The “problem” with budgets is in the process or delivery of them, not the budget itself.  If [...]