I am a Scrubs fanatic. I have seen every episode at least 5 or 6 times. It is my blankie at night. I throw on whatever episode is next in the queue and giggle myself to sleep. I find myself seeing new things every time I re-watch the series, and last night was no exception. I was watching the episode entitled “My Way Home”, from Season 5.
In this episode Dr. Christopher Turk, a surgical resident, is trying to convince a father to donate his son’s heart to save another patient. At first Dr. Christopher Turk, or simply Turk, thinks only of his own interests and blatantly lies to the father to convince him to give the hospital the organs. He pretends he himself donated not one, but both of his kidneys. This, of course, angers the father, and he shuts Turk down. After some soul searching Turk decides to be honest and transparent with the father. He walks into the patient’s room and simply says, “Ask me anything, and I will give you a truthful answer.”
“Do you shave your head because you like it, or because you are going bald?” the father asks.
“Why are all the surgical residents after my son’s heart?”
“Because whoever gets your consent gets to assist with the surgery. Now, ask me if I think it is the right decision even if you ask that I not assist.” replies Turk
Dr. Turk sacrificed his own personal gain to save a patient. This scenario is very familiar to me. There seems to be a dichotomy when it comes to business. A business can either be evil, deceitful, and money hungry or completely self sacrificing for the common good. But the truth is that many businesses out there are somewhere on the spectrum.
As much as I would LOVE to sit here and write that we barely make any profits so we can bring personal financial advocacy to all, I can’t. I also can’t sit here and write about how much money we have within the organization, and how happy we all are that we get paid oodles of money, because that isn’t true either. What is true is that it is a balancing act, and we want to create a win/win relationship with our clients. We want to make money, AND do good in this world.
As a company, I think we are great at being transparent. Our clients can ask us anything, and we will respond truthfully. We do our best to explain how and why we get paid, and what the end goal is for our clients. So if you were to ask me, “Should I have a financial advocate, even if it isn’t Mackey Advisors?” My answer would be a resounding “YES!”
I, actually, we believe that “going it alone” isn’t the answer. With all the other things going on in our everyday lives our financial future can get lost in the shuffle. This is why it is so important to find a financial advisor you like, and even more importantly, trust. It is his/her only job to make sure that your finances are being watched and adjusted as needed to achieve your goals.
For those of you who are in need of financial tools here is a list of some free sites that can help you jump start your journey to prosperity.
This is a new (to me) website that assesses your investment portfolio’s risk and return. The site will help you make investment decisions, send weekly portfolio updates, and a whole lot more.
This site is sponsored by Bank of America in partnership with Khan Academy. It focuses on personal financial literacy in 3 main areas; using credit, home buying, and saving /budgeting.
This site is an Intuit software designed to capture all of your financial information and house it in one place. It is free and has a mobile app. While this tool doesn’t have a million bells and whistles it can provide insight into you spending and saving habits.
This site has financial calculators for EVRYTHING from estimating mortgage payments to calculating how much money you need to save for retirement.
360 Degrees of Financial Literacy is a free program of the nation’s certified public accountants to help Americans understand their personal finances through every stage of life.
This quick and easy to read guide will help anyone interested in hiring a financial planner. It is unbiased, and in my opinion hits all the major points.