14 Ways to Survive the Holidays Without Breaking the Bank

Anyone who knows me well is aware of the fact that I go a little overboard during the holidays. I overload on movies like Elf, A Muppets Christmas Carol, and A Christmas Story. I have the Pandora Holiday station churning out one-hit wonders, and old standards. It is also not uncommon to see my best… Read More

Sustainable Withdrawal Rates – Part 2

As mentioned in part I: Sustainable Withdrawal Rates, estimating the correct amount to withdraw from your retirement savings is critical in ensuring you make your investments last for your entire life as well as your spouses. Part II focuses on the various techniques that can be employed to minimize the risk associated with outliving your… Read More

Judge/Executive Elect Knochelmann Announces Task Force to Assess CVG Board Structure

Kenton County Judge/Executive Elect Kris Knochelmann has announced the creation of a task force to develop a recommended CVG Airport board structure. The task force’s work will be reported by the end of the year to the Kenton County Fiscal Court and Northern Kentucky Legislative Caucus. “The success of CVG directly correlates to the economic… Read More

Sustainable Withdrawal Rates – Part 1

You’ve worked hard your entire life and you’ve saved diligently to make sure you’d have financial freedom in retirement. Now that you are either in retirement or getting close to it, you need to make sure your finances, i.e. what you have in your retirement portfolio, lasts the rest of your life and possibly that… Read More

Do you really own a business?

Or does it own you?

As business owners, it is so easy to let the business become your life. So much to do, so little time. At least that is what we tell ourselves. For life to be worthwhile, it needs balance, and most business owners I meet have precious little of that in their lives. I think we have… Read More

Market volatility is up… So what?

Professional investors know something that most people find impossible to believe: that the threat of scary ups and downs in the markets is by far the best friend of the long-term investor. Why? Because over the long term, stocks have provided returns far higher than bonds or cash. If it weren’t for the occasional dizzying… Read More

How to Buy Long-Term Care Insurance

Kiplinger.com

reposted from Kiplinger.comby: Kimberly LankfordFrom Kiplinger’s Personal Finance, November 2014   Mackey McNeill, a CPA and personal financial specialist in Bellevue, Ky., talks with clients in their fifties and early sixties about protecting their retirement savings from potential long-term-care expenses—which currently average more than $85,000 a year for a private room in a nursing home. But when McNeill turned… Read More

Yes, you should dump him because of his poor credit score

SheKnows.com

reposted from SheKnows.comby Mary McCoy When I was in my early 20s, I fell in love with a guy who had an abysmal credit score. He was open about it, and I was willing to give him a chance. After all, love conquers all, right? Right, until he stole my social security number and financial… Read More

U.S. Census Bureau Issues Report on Health Insurance Coverage in 2013

A report from Broadridge Forefield, September 24th, 2014

According to the latest Census Bureau report, the estimated U.S. population for the 2013 survey was 313.4 million compared to 311.1 million in 2012, yet the total percentage of uninsured dropped from 15.4% in 2012 to 13.4% in 2013.   The U.S. Census Bureau recently released its report, Health Insurance Coverage in the United States:… Read More