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Matt’s Monthly Money Must Do’s | September 2017

By | 2017-08-18T16:41:17+00:00 August 18th, 2017|Categories: Personal Planning|Tags: , , , , , , |

The Romans were lazy.  That’s right, I said it: “Lazy”.  The typical response would be that, along with building an empire, Romans built highways, aqueducts, coliseums, etc.  Many of those basic designs are used today, as is the Julian Calendar, another brilliant innovation under the Roman empire.  How could they have been lazy?  Well, the Julian [...]

Social Security and Medicare Trustees Reports: Financial Challenges Continue

By | 2017-07-26T19:14:22+00:00 July 27th, 2017|Categories: Personal Planning|Tags: , , , , , , |

Every year, the Trustees of the Social Security  and Medicare Trust Funds release reports to Congress on the current financial condition and projected financial outlook of these programs. The newest reports, released on July 13, 2017, discuss the ongoing financial challenges that both programs face, and project a Social Security cost-of-living adjustment (COLA)  for 2018. What [...]

Back to the Basics of Savings and Investing

By | 2017-07-19T19:31:10+00:00 July 19th, 2017|Categories: Personal Planning|Tags: , , , , , , |

This blog post is going to be about portfolios and asset allocation!  I bet you just thought to yourselves “Wow, what an exciting topic!”  If I have kept your interested thus far, I hope you will keep reading because like our process The Prosperity Experience™, we strive to make investing and investment education fun and interactive.  [...]

Matt’s Monthly Money Must Do’s | August 2017

By | 2017-07-11T19:35:59+00:00 July 11th, 2017|Categories: Personal Planning|Tags: , , , , , |

I was born in August some years ago.  Rather than just celebrate a day or week, I celebrate my whole birth month.  Granted, the celebration has changed drastically from when I was knee high to a grasshopper.  I no longer go all out for a day, but rather celebrate on a lower scale for 30 days.  [...]

Your Ever Changing Future Is No Place For A “Rule Of Thumb”

By | 2017-06-23T16:03:12+00:00 June 23rd, 2017|Categories: Personal Planning|Tags: , , , , , , |

Do you go to a doctor when you get sick?  Of course!  Do you take your car to the mechanic?  You bet!  This makes it interesting why so many people choose to act as their own financial advisor.  Having 6 different mutual funds might cause someone to brag about how they are diversifying, or perhaps a [...]

Matt’s Monthly Money Must Do’s | July 2017

By | 2017-07-11T19:21:59+00:00 June 13th, 2017|Categories: Personal Planning|Tags: , , , , , |

July is usually hot, stormy, and always unbelievably busy, so I can understand your financial to-do list usually takes a back seat.  I, however, think you can easily accomplish one of these tasks in less than 45 minutes out of the 44,640 minutes available in July. Re-evaluate your homeowner's/renter’s insurance Summer is usually a good time [...]

What Are Your Summer Plans?

By | 2017-06-14T16:59:32+00:00 April 28th, 2017|Categories: Personal Planning|Tags: , , , , , |

People either love or hate April.  I personally like it for a few reasons: busy season is over, my refund check is in the mail, and the weather is changing.  Not everyone gets to share in the same experiences as me since their busy season might be different, they may owe come tax time, or they [...]

Guiding Principles for Changing Markets

By | 2017-06-14T17:26:15+00:00 April 19th, 2017|Categories: Personal Planning|Tags: , , , , , |

“What is your intention?”  It’s a big question, and one that leads nearly every aspect of your life – including the parts that deal with money. An investment intent is based on the intractable belief we have in the principles and practices that guide our decision-making for our investment portfolios.  In times of market upheaval and [...]

Financial Basics for Millennials

By | 2017-06-14T17:19:07+00:00 April 17th, 2017|Categories: Personal Planning|Tags: , , , , , |

With age comes responsibility, so if you're a young adult in your 20s or 30s, chances are you've been introduced to the realities of adulthood. While you're excited by all the opportunities life has to offer, you're also aware of your emerging financial responsibility. In the financial realm, the millennial generation (young adults born between 1981 [...]

New Year’s Resolutions

By | 2017-05-24T14:15:18+00:00 February 17th, 2017|Categories: Personal Planning|Tags: , , , , , , |

Resolutions are supposed to be your intention for the new year, not a to-do list for the first week of January that is never fully completed.  I have yet to see someone accomplish a resolution within a week.  We usually get “busy” and  stop caring about what we set out to accomplish within the first couple [...]