Personal Planning

Home/Personal Planning

Matt’s Monthly Money Must Do’s | November 2017

By | 2017-10-19T15:46:54+00:00 October 19th, 2017|Categories: Personal Planning|Tags: , , , , , |

November is a big birthday month in my family.  My two sisters and father have birthdays in November.  So not only do I have to worry about their birthday gifts, but I also must start addressing Christmas shopping!  November is always an absentmindedly expensive month for me, and then you add some additional expenses like gifts. [...]

Simple & Actionable Year-End Tax Tips

By | 2017-10-18T18:05:16+00:00 October 18th, 2017|Categories: Personal Planning|Tags: , , , , |

At Mackey Advisors™ we are all about taking simple steps to maximize your financial well-being.  Each year some of the most beneficial steps often go unnoticed.  While filing taxes each Spring is important, planning for taxes each Fall is often MORE financially rewarding.  It’s not every day I come across a worthwhile article, however Kiplinger has [...]

Medicare Open Enrollment Begins October 15

By | 2017-10-12T14:49:29+00:00 September 29th, 2017|Categories: Personal Planning|Tags: , , , , |

What is the Medicare open enrollment period? The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year, Medicare plans typically change what the plans cost and cover. In addition, your health-care needs may have changed over the past year. [...]

Matt’s Monthly Money Must Do’s | October 2017

By | 2017-09-19T20:21:34+00:00 September 18th, 2017|Categories: Personal Planning|Tags: , , , , |

Is there anything better than a fire on a nice fall evening?  Enjoy some apple cider, an outdoor fire and the lovely foliage.   It is a wonderful time to be out in the yard enjoying the change of season.  Just make sure that if you are doing this on Halloween, you take the appropriate precautions. Fall [...]

Matt’s Monthly Money Must Do’s | September 2017

By | 2017-08-18T16:41:17+00:00 August 18th, 2017|Categories: Personal Planning|Tags: , , , , , , |

The Romans were lazy.  That’s right, I said it: “Lazy”.  The typical response would be that, along with building an empire, Romans built highways, aqueducts, coliseums, etc.  Many of those basic designs are used today, as is the Julian Calendar, another brilliant innovation under the Roman empire.  How could they have been lazy?  Well, the Julian [...]

Social Security and Medicare Trustees Reports: Financial Challenges Continue

By | 2017-07-26T19:14:22+00:00 July 27th, 2017|Categories: Personal Planning|Tags: , , , , , , |

Every year, the Trustees of the Social Security  and Medicare Trust Funds release reports to Congress on the current financial condition and projected financial outlook of these programs. The newest reports, released on July 13, 2017, discuss the ongoing financial challenges that both programs face, and project a Social Security cost-of-living adjustment (COLA)  for 2018. What [...]

Back to the Basics of Savings and Investing

By | 2017-07-19T19:31:10+00:00 July 19th, 2017|Categories: Personal Planning|Tags: , , , , , , |

This blog post is going to be about portfolios and asset allocation!  I bet you just thought to yourselves “Wow, what an exciting topic!”  If I have kept your interested thus far, I hope you will keep reading because like our process The Prosperity Experience™, we strive to make investing and investment education fun and interactive.  [...]

Matt’s Monthly Money Must Do’s | August 2017

By | 2017-07-11T19:35:59+00:00 July 11th, 2017|Categories: Personal Planning|Tags: , , , , , |

I was born in August some years ago.  Rather than just celebrate a day or week, I celebrate my whole birth month.  Granted, the celebration has changed drastically from when I was knee high to a grasshopper.  I no longer go all out for a day, but rather celebrate on a lower scale for 30 days.  [...]

Your Ever Changing Future Is No Place For A “Rule Of Thumb”

By | 2017-06-23T16:03:12+00:00 June 23rd, 2017|Categories: Personal Planning|Tags: , , , , , , |

Do you go to a doctor when you get sick?  Of course!  Do you take your car to the mechanic?  You bet!  This makes it interesting why so many people choose to act as their own financial advisor.  Having 6 different mutual funds might cause someone to brag about how they are diversifying, or perhaps a [...]

Matt’s Monthly Money Must Do’s | July 2017

By | 2017-07-11T19:21:59+00:00 June 13th, 2017|Categories: Personal Planning|Tags: , , , , , |

July is usually hot, stormy, and always unbelievably busy, so I can understand your financial to-do list usually takes a back seat.  I, however, think you can easily accomplish one of these tasks in less than 45 minutes out of the 44,640 minutes available in July. Re-evaluate your homeowner's/renter’s insurance Summer is usually a good time [...]