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What Will You Pay for Medicare in 2018?

By | 2017-12-28T14:28:40+00:00 December 1st, 2017|Categories: On Our Minds|Tags: , , , , |

The Centers for Medicare & Medicaid Services (CMS) has announced that the standard monthly Part B premium in 2018 will remain $134 (or higher, depending on your income). In 2017, most Medicare beneficiaries who received Social Security benefits paid a lower monthly premium ($109, on average). However, this is likely to change in 2018. Due to [...]

Proposed Tax Reform Legislation

By | 2017-12-27T21:14:47+00:00 November 21st, 2017|Categories: On Our Minds|Tags: , , , |

On November 2, 2017, House Republicans released their comprehensive tax reform plan, the Tax Cuts and Jobs Act. Then, on November 9, 2017, Senate Republicans released their own plan. The two plans have much in common, but also have significant differences. Some key provisions of these tax proposals are discussed below. Of course, provisions may change [...]

3rd Quarter Economic Update | October 2017

By | 2017-11-16T20:22:39+00:00 November 16th, 2017|Categories: On Our Minds|Tags: , , , , |

Economic growth is strong around the world.  The number of countries with economies that are in a recession are at near all-time lows.  The ultra-loose monetary policies that were implemented due to the financial crises a decade ago, have led to an expanding global economy resulting in many countries seeing strong GDP growth.  Many regions are [...]

Client Spotlight | Oregon Tilth, Inc.

By | 2017-10-24T21:06:25+00:00 October 24th, 2017|Categories: On Our Minds|Tags: , , , , , , |

Oregon Tilth is a nonprofit organization and leading certifier, educator & advocate for organic agriculture since 1974. Our mission to make our food system and agriculture biologically sound and socially equitable requires us to find practical ways to tackle big challenges. We advance this mission to balance the needs of people and planet through focus on core [...]

Negative Interest Rate Policy (NIRP) – The Great Experiment | 2017 Update

By | 2017-09-19T20:22:06+00:00 September 19th, 2017|Categories: On Our Minds|Tags: , , , |

Back in July 2016, I penned a blog that discussed the novel, and potentially dangerous, way several world economies tried to stimulate their nation’s economies by forcing negative interest rates. To date, seven foreign central banks have adopted negative interest rates to stimulate their national economies.  On the list are Japan, European Central Bank, Denmark, Sweden, [...]

The Equifax Data Breach

By | 2017-09-14T14:08:45+00:00 September 14th, 2017|Categories: On Our Minds|Tags: , , , , , |

On September 7, 2017, Equifax, one of the three main credit reporting agencies, announced a massive data security breach that exposed vital personal identification data — including names, addresses, birth dates, and Social Security numbers — on as many as 143 million consumers, roughly 55% of Americans age 18 and older.1 This data breach was especially [...]

Client Adventures | Mary Pat Behler & Tim Gold

By | 2017-08-31T20:23:19+00:00 August 30th, 2017|Categories: On Our Minds|Tags: , , , |

Our clients are doing amazing things, and going on incredible adventures. So incredible in fact, we just had to share. This month we are excited to share Mary Pat & Tim’s Viking River Cruise through France! Our Viking River Cruise, Paris & Normandy, began with a day in Paris followed by port stops and tours down [...]

2nd Quarter Economic Update | August 2017

By | 2017-08-31T19:14:42+00:00 August 22nd, 2017|Categories: On Our Minds|Tags: , , , , |

U.S. economic reports improved quarter-over-quarter.  U.S. businesses appear to have emerged from a multi-year earnings slump, with the Q1/Q2 S&P 500 sales and profits showing year-on-year growth for the first time since late 2014.  GDP is up 2.8% year-over-year and economic sentiment continues to improve.  Key risks include uncertainty on President Trump’s economic policy, geopolitical threats [...]

Client Spotlight | Krombholz Jewelers

By | 2017-06-28T14:40:17+00:00 June 27th, 2017|Categories: On Our Minds|Tags: , , , , , |

For over 75 years, Krombholz Jewelers has been the premier jeweler in Cincinnati. Now in it's fourth generation of family ownership, Krombholz specializes in bespoke fine jewelry, vintage jewelry and helping individuals re-purpose or consign unwanted jewelry. In a world where most new items are disposable, Krombholz creates and sells jewelry that is both beautiful and [...]

Client Spotlight | Ammon Nursery

By | 2017-06-27T20:26:16+00:00 May 25th, 2017|Categories: On Our Minds|Tags: , , , , , |

Ammon Landscape, Inc. was started in 1950 by Dick and Shirley Ammon.  They would peddle landscape door to door, but as business grew, it was time to find a location to start a nursery.  They decided on a property owned by Dick’s father in the area where Florence Mall is currently.  In 1968 they moved their [...]