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The U.S. Economy

By | 2017-06-14T17:31:20+00:00 March 15th, 2017|Categories: On Our Minds|Tags: , , , , , |

This past month, the Mackey Advisors team attended an economics presentation by Alan Beaulieu, the President of ITR Economics and a leading authority on global economics.  His presentations are informative and detailed providing unique insight into economic trends; both short and long term.  His latest report was positive and upbeat, especially for the United States. The [...]

Mackey Advisors Economic Update

By | 2017-05-24T17:57:19+00:00 February 14th, 2017|Categories: On Our Minds|Tags: , , , , |

All indicators are now pointing, more or less, in a positive direction for the U.S. economy.  The consumer continues to be in the driver’s seat, enjoying low energy prices, low borrowing costs (for now anyway), rising wages and a strong housing market.  As far as the economy is concerned, the elections were a non-event.  Although there [...]

November 1 Kicks Off Open Enrollment for Health Marketplaces

By | 2016-10-26T17:59:17+00:00 October 26th, 2016|Categories: On Our Minds, Uncategorized|Tags: , , , , |

Beginning November 1, 2016, individuals (including their families) may apply for new health insurance or switch to a different health-care plan through a Health Insurance Marketplace. The open enrollment period ends January 31, 2017. Individuals can use Health Insurance Marketplaces to compare health plans for benefits and price, and select a plan that fits their needs. [...]

Client Spotlight – Robeson Marketing & Design

By | 2017-06-27T20:20:44+00:00 August 24th, 2016|Categories: On Our Minds|Tags: , , , , , |

Beth is co-founder of Robeson Marketing & Design founded in 1999. The Robesons specialize in groundswell marketing for businesses and organizations that are making the world a better place. They also offer a wide array of services focused on helping clients tell a good story and drive qualified leads. Stories can be told through a website, [...]

A Quick Look at the Presidential Candidates' Tax Proposals

By | 2017-05-09T22:13:56+00:00 August 24th, 2016|Categories: On Our Minds, Uncategorized|Tags: , , , |

Though tax policies haven't received top billing in this year's presidential election dialogue, they're still part of the conversation. Here's a quick review of each candidate's tax proposals based on information released by their campaigns. Keep in mind that regardless of who wins in November, any changes to tax policy would require congressional action. On August [...]

Client Spotlight – Furlong Building Enterprises

By | 2017-06-27T20:20:23+00:00 July 27th, 2016|Categories: On Our Minds|Tags: , , , , |

Furlong offers design-build construction services for commercial, industrial and retail construction projects.  Our company is founded on providing outstanding customer service that is personal, responsive and overseen by experienced professionals. Furlong offers its clients an open experience—leading to a level of trust and satisfaction that is unmatched in the industry.  After running his own building maintenance [...]

Negative Interest Rates – The Great Experiment

By | 2016-07-21T14:14:18+00:00 July 21st, 2016|Categories: On Our Minds, Uncategorized|Tags: , , , |

The Federal Reserve remains committed to raising the Federal Funds rate, a benchmark that can affect the interest rates charged on many types of consumer credit.  But abroad, a different experiment is underway.  As of late April 2016, six foreign central banks have adopted negative interest rates in an effort to stimulate their national economies.  On [...]

5 Steps to Purposefully Changing Any Habit

By | 2016-07-07T14:41:47+00:00 July 7th, 2016|Categories: On Our Minds, Uncategorized|Tags: , , , , , |

It was time for my first hire. I had no HR skills, and I was terrified. A leap of faith later, I had hired an Assistant for 15 hours a week, $10 an hour, or $150 a week!  At the time this was an enormous amount of money.  I spent more than one night tossing and [...]

Client Spotlight – AJR Electric, LLC

By | 2017-06-27T20:21:28+00:00 June 7th, 2016|Categories: On Our Minds|Tags: , |

Adam Ruschman was born and raised in Northern Kentucky.  He is a graduate of Newport Central Catholic High School.  After several years exploring various trades, Adam decided to pursue his formal electrical training at the Home Builders Association of Northern Kentucky.  He went to school full time at night with young children at home, but was [...]

When & How to Ask for Financial Help

By | 2017-05-09T22:13:45+00:00 January 6th, 2016|Categories: On Our Minds, Uncategorized|Tags: , , , , , , |

When is the best time to plant a tree?  Twenty years ago. When is the next best time?  Today. The same thinking applies to getting financial help. When is the best time to get financial advice?  Twenty years ago.  When is the next best time?  Today. Seriously, the answer is always earlier is better.  The Boomer [...]