Matt Lobaugh

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So far Matt Lobaugh has created 10 blog entries.

Matt’s Monthly Money Must Do’s | October 2017

By | 2017-09-19T20:21:34+00:00 September 18th, 2017|Categories: Personal Planning|Tags: , , , , |

Is there anything better than a fire on a nice fall evening?  Enjoy some apple cider, an outdoor fire and the lovely foliage.   It is a wonderful time to be out in the yard enjoying the change of season.  Just make sure that if you are doing this on Halloween, you take the appropriate precautions. Fall [...]

Matt’s Monthly Money Must Do’s | September 2017

By | 2017-08-18T16:41:17+00:00 August 18th, 2017|Categories: Personal Planning|Tags: , , , , , , |

The Romans were lazy.  That’s right, I said it: “Lazy”.  The typical response would be that, along with building an empire, Romans built highways, aqueducts, coliseums, etc.  Many of those basic designs are used today, as is the Julian Calendar, another brilliant innovation under the Roman empire.  How could they have been lazy?  Well, the Julian [...]

Matt’s Monthly Money Must Do’s | August 2017

By | 2017-07-11T19:35:59+00:00 July 11th, 2017|Categories: Personal Planning|Tags: , , , , , |

I was born in August some years ago.  Rather than just celebrate a day or week, I celebrate my whole birth month.  Granted, the celebration has changed drastically from when I was knee high to a grasshopper.  I no longer go all out for a day, but rather celebrate on a lower scale for 30 days.  [...]

Matt’s Monthly Money Must Do’s | July 2017

By | 2017-07-11T19:21:59+00:00 June 13th, 2017|Categories: Personal Planning|Tags: , , , , , |

July is usually hot, stormy, and always unbelievably busy, so I can understand your financial to-do list usually takes a back seat.  I, however, think you can easily accomplish one of these tasks in less than 45 minutes out of the 44,640 minutes available in July. Re-evaluate your homeowner's/renter’s insurance Summer is usually a good time [...]

What Are Your Summer Plans?

By | 2017-06-14T16:59:32+00:00 April 28th, 2017|Categories: Personal Planning|Tags: , , , , , |

People either love or hate April.  I personally like it for a few reasons: busy season is over, my refund check is in the mail, and the weather is changing.  Not everyone gets to share in the same experiences as me since their busy season might be different, they may owe come tax time, or they [...]

New Year’s Resolutions

By | 2017-05-24T14:15:18+00:00 February 17th, 2017|Categories: Personal Planning|Tags: , , , , , , |

Resolutions are supposed to be your intention for the new year, not a to-do list for the first week of January that is never fully completed.  I have yet to see someone accomplish a resolution within a week.  We usually get “busy” and  stop caring about what we set out to accomplish within the first couple [...]

Financial Decisions: One Size Doesn't Fit All

By | 2016-07-27T15:19:23+00:00 July 27th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , |

I read a book the other day that asked the question: “What is the best financial decision you have ever made?” I began to think about how this needs to be asked more by financial planners.  Clients don’t readily think of it, but if you ask it as homework, the clients will begin to analyze the [...]

How to Survive the Upcoming Wedding Season

By | 2017-05-09T22:13:49+00:00 May 11th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , |

Weddings, in general, are expensive.  Sorry parents and young couples of the world hosting an extravagant party this summer, but there is little you can do now to save money.  Instead, I am talking to those who were invited to your wedding and have yet to get wedding gifts.  These people still have a shot! Group [...]

IRA Contributions

By | 2017-05-09T22:13:47+00:00 March 30th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , , , |

So instead of wasting your time trying to convince you how great they are, I would rather discuss the mechanics of how you take advantage of them. Devise a savings strategy and start the automatic saving. IRAs come in two flavors: Traditional and Roth.  Traditional IRAs are tax-deferred, i.e., money grows year-after-year without Uncle Sam collecting [...]

An Easy to Follow Financial To-Do List for 2016

By | 2017-05-09T22:13:46+00:00 February 18th, 2016|Categories: Personal Planning, Uncategorized|Tags: , , , , |

January: Increase retirement account contributions:  A new year sometimes means increasing retirement account contribution limits.  For 2016, the 401(k) limit is $18,000.  If you are already maxing out your employer sponsored plan, considering reviewing IRAs, taxable accounts, or some tax deferred annuities. February: Begin tax document collection:  Most of your tax forms will come to you [...]